Need to make major plumbing repairs or upgrades? At S and J Plumbing, we believe you shouldn’t have to take from your savings to pay for plumbing repairs or replacements. That’s why we’re proud to offer flexible financing for our plumbing customers! It takes just a minute to see your options, and checking eligibility won’t impact your credit score. Learn more about financing through GoodLeap.
S and J’s Financing Partner: GoodLeap
GoodLeap is a finance company that offers flexible plumbing financing and an easy-to-use app to help you get more out of your plumbing project. Within the app, you can make payments, set up autopay, and enroll in savings offers to enjoy a better financing experience. With GoodLeap, you can turn your dream project into reality or make a large installation more manageable with reasonable monthly payments.
What Can Be Financed
Don’t let the cost of the project keep you from making your home more comfortable and energy-efficient. You can use sewer and plumbing financing on these services and more:
Financing vs. Other Payment Options
Financing isn’t the only way to make a plumbing project more comfortable. Other options include:
S and J Coupons — We offer a range of exclusive discounts that you can apply towards your S and J service. Check out our Coupons page to explore our current specials!
Credit Cards — You can choose to put your plumbing service on your personal credit card, or apply for a new credit card that’s specifically meant for home projects. But as with any credit card, the interest can add up fast.
Personal Loans — Home improvement loans are often approved in hours, and the money hits your account in as little as a day. The downside is that interest rates tend to be higher than those on home equity loans or home equity lines of credit.
Home Equity Loans — With a home equity loan or line of credit, you can borrow against the equity of your home, so it’s a great option for big projects. But because they use your home as collateral, you risk losing your home if you default on payments.
Whether you choose our in-house financing or a different option depends on your financial situation and preferences. But because S and J projects currently come with zero payments and zero interest for 18 months, many homeowners find that it’s the best path forward.
Financing Availability In Your Area
We offer plumbing financing to customers across our service area, from our home base in Arlington Heights to Park Ridge, Mount Prospect, and more. If you’re not sure whether S and J Plumbing is available in your area, contact us and we’ll let you know, plus answer any questions about our financing options and process.
Frequently Asked Questions
Absolutely. Plumbing work can sometimes mean unexpected or large repairs, and financing plumbing work can cover the cost without paying fully up front. We partner with GoodLeap to offer payment plans for a wide range of services, from urgent repairs to water heater replacements. Checking your eligibility takes just a few minutes and won't impact your credit score.
Yes, we partner with GoodLeap to offer flexible financing options for plumbing repairs and replacements in Arlington Heights and the surrounding area. The process involves a soft credit check, so checking your options won't affect your credit score. You can apply in minutes and often receive an approval decision the same day.
Our financing partner uses flexible approval criteria, so bad credit doesn't automatically disqualify you. GoodLeap uses your highest score from three bureaus after a soft pull, which won't impact your score. Approval depends on your individual history, but many customers with imperfect credit qualify for payment plans.
There’s no minimum credit score to check your financing options through S and J Plumbing's partner, GoodLeap. It uses soft credit checks, so you can see your rates and terms before committing. Final approval criteria vary by lender, but there are options available across a range of credit profiles.
